Yes and no.
A stock can is very quiet.The prop makes more noise than the engine at half throttle.
A gutted can is loud, but not as ear peircing as a gutted can on a two stroke but still annoying.
The header/4hp briggs muffler combo I use falls in between.Loud but not enough to be a noise issue.
An open header is as bad as an unmuffled tuned pipe on a zen.
I messed with over drives for a while. the end result was I went faster using direct drive, there is too much torque loss going through the OD.With 2 out its even worse.